NEKO: Budget & Bill Tracker 8.0.6

NEKO: Budget & Bill Tracker provides users with a robust platform to effectively manage bill payments, track spending, and monitor income. Its intuitive calendar feature not only forecasts account balances but also sends reminders for due dates, helping users maintain control over their finances.

Safe to Spend
The Safe to Spend calculator is an invaluable tool for budgeting, designed to prevent overspending. By considering upcoming bills, expenses, credit card payments, and transfers in relation to your current balance and income, it provides insights into how much you can afford to spend without jeopardizing bill payments.

Calendar
This feature serves as an excellent organizer for bill payments, allowing users to visualize upcoming obligations alongside paydays. By selecting future dates, the calendar provides projected balances and anticipated cash flow, mitigating concerns about overdrafts and facilitating proactive money management.

Easy Expense Tracking
NEKO: Budget & Bill Tracker enables users to record and categorize expenses, enhancing the understanding of spending habits. This functionality aids in identifying potential savings and maintaining adherence to budget constraints.

Stay on Budget
Users can establish monthly budgets with defined spending limits per category. The insights charts enable effortless comparisons of cash flow, income, expenses, and bill payments, ensuring avoidance of overspending.

Income Management
This application aids in tracking earnings from multiple sources with ease. NEKO simplifies spending planning based on income, ultimately promoting savings and the maintenance of financial health.

Bill Payment Organizer
Timely reminders for upcoming due dates prevent missed payments and associated late fees. The organization of payments within the calendar enhances tracking efficiency while ensuring all obligations are met punctually.

Insights with Helpful Reports
The app offers a comprehensive overview of financial health through detailed reports. Users can analyze spending habits, saving patterns, and more to make informed financial decisions.

• Cash flow
• Spending by Category
• Spending History
• Income by Category
• Income History
• Credit Card Insights

Credit Cards Management
NEKO allows users to consolidate all credit card information in one location. It tracks due dates, payments, spending, and installments efficiently. The app generates payment schedules based on credit card due dates and closing cycles, calculating necessary payments to avoid interest accrual.

This application also facilitates easy tracking of installment purchases by incorporating them into monthly credit card balances, assisting users in debt management.

Currency Support
With support for multiple currencies, NEKO: Budget & Bill Tracker streamlines the financial management process for users globally.

Overall, NEKO: Budget & Bill Tracker stands out as a practical financial management tool that encourages discipline in tracking bills, managing spending habits, and sustaining effective monthly budgets. It offers clarity regarding remaining funds post-bill payment, fostering opportunities for savings or discretionary spending without concern.